LOPEZ-LAPO, J. L.; HERNÁNDEZ OCAMPO, S. E.; CUEVA JIMÉNEZ, N. C.; PEÑA VÉLEZ, M. J.; SARMIENTO CASTILLO, G. del P. Financial education in centennials: evidence from students of public and private educational institutions in the city of Loja, Ecuador. Espirales Revista Multidisciplinaria de investigación, [S. l.], v. 6, n. 43, 2022. DOI: 10.31876/er.v6i43.830. Disponível em: https://revistaespirales.com/index.php/es/article/view/830. Acesso em: 17 apr. 2026.