Lopez-Lapo, J. L., Hernández Ocampo, S. E., Cueva Jiménez, N. C., Peña Vélez, M. J., & Sarmiento Castillo, G. del P. (2022). Financial education in centennials: evidence from students of public and private educational institutions in the city of Loja, Ecuador. Espirales Revista Multidisciplinaria De investigación, 6(43). https://doi.org/10.31876/er.v6i43.830